When purchasing a home, you are faced with a multitude of decisions. The primary question being whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. That being said, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.
To help you simplify the process I will be at your side each step of the way. My goal is to make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that are located in neighbourhoods which match your specifications, and help you through the myriad of details attending the actual purchase.
I am always familiar with the current homes on the market, and current market trends, so I am able to help you to determine which properties are fairly-priced before we start your search.
Your First Step
Your first step to buying a home is to first ask yourself why you want to buy a home: To stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? or To move up to a bigger house? Next, list what kind of home you would like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves" to help eliminate any unrealistic expectations.
Think of yourself as zeroing in on a target, going from the most general to the specific. Consider your community (Central/Downtown, NW, NE, SW, SE, West); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Also, be sure to ask yourself how many minutes you are willing to commute to work. For complete break-down of Edmonton neighbourhoods visit the Choose Your Neighbourhood menu item located under the Edmonton Neighbourhoods tab.
Think about about home styles. How much space do you need? Does your lifestyle require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs may want to sell. Consider how long you expect to live in this particular home.
Again, if at any point you feel over-whelmed or confused, please call me to help you through! It is vital both you and I are clear on what you need and what you want in order to find the best property for you!
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
If you require assistance in locating a qualified mortgage specialist, please call me and I will refer you to a few mortgage professionals that have excellent reputations and track records for successfully acquiring loan approval for their clients. By providing you with a few specialists you are then able to choose the mortgage specialist best suited to you.
I Will Find The Right Homes For You
Once you've been pre-qualified and have established your desired price range, I will help you determine which properties fit your needs by using the (MLS) Multiple Listing Service System® to locate them.
I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search all Edmonton and Area Listings and My Office listings here at my website under the Edmonton Properties menu tab.
I Will Help You Every Step Of The Way
Rest assured that I am here to help you complete your financing and inspections, and close on the transaction. My top priority is to ensure that your home buying experience is pleasant, informative, cost-efficient, and successful.
Finding the home where you want to be, with the REALTOR® you want by your side,
Real Estate by Kylee.